QR Code Scams (Quishing): “Ek Scan aur Bank Account Saaf!”

Digital payment ne hamari zindagi aasaan toh banayi hai, lekin “Quishing” (QR + Phishing) ne ek naya khatra paida kar diya hai. Kya aapko pata hai ki QR code sirf paise bhejne ke liye hota hai, paise receive karne ke liye nahi? Agar koi aapse kahe ki “Paise lene ke liye ye QR code scan karein,” toh samajh lijiye wo ek scam hai.

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1. Quishing Kya Hai aur Ye Kaise Kaam Karta Hai?

“Quishing” ka matlab hai QR code ke zariye dhokhadhari. Scammers asli QR codes ke upar apna nakli QR sticker chipka dete hain (jaise petrol pump ya parking mein) ya fir aapko WhatsApp par “Lottery” ya “Old Item Sale” ke naam par QR bhejte hain.

Scam Hone ka Tarika:

1. Tampering: Public places mein lage QR codes ko badal diya jata hai.
2. Greed/Fear: Aapko call aayega ki “Aapne 5000 jeete hain, lene ke liye scan karein.”
3. Fake Landing Page: Scan karte hi aap ek aisi website par pahunchenge jo bilkul aapke Bank ya UPI app jaisi dikhegi, jahan aapka PIN chura liya jayega.

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2. Recent News: OLX aur Parking Scams ka Example

Hali hi mein Bangalore aur Delhi jaise shehron mein “OLX QR Scam” ke bahut saare maamle saamne aaye hain.

Example Case (2025-26): Ek vyakti ne apna purana sofa OLX par bechne ke liye dala. Scammer ne “Army Officer” bankar call kiya aur kaha, “Main sofa kharid raha hoon, advance payment ke liye main aapko ek QR code bhej raha hoon.” Jaise hi seller ne QR scan kiya aur apna UPI PIN dala, uske account se paise aane ke bajaye ₹50,000 kat gaye. Scammer ne psychological pressure dala ki “Ye double verification code hai,” aur seller dhoke mein aa gaya.

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3. QR Code Scam se Bachne ke “Golden Rules”

• Receive vs Send: Humesha yaad rakhein, paise lene (receive karne) ke liye PIN ya QR scan ki zaroorat nahi hoti.
• Check the Name: Scan karne ke baad UPI app mein jo naam dikhta hai, use dhyan se padhein.
• Sticker Check: Agar aap kisi dukaan par hain, toh check karein ki QR code kisi purane code ke upar toh nahi chipkaya gaya.
• Avoid WhatsApp QR: Anjaan logon dwara WhatsApp par bheje gaye QR codes ko kabhi scan na karein.

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4. Cyber Crime Portal par Shikayat Kaise Karein (Latest 2026 Method)

Agar aapke saath scam ho gaya hai, toh sharmaiye nahi, turant action lijiye.

Step 1: 1930 par Call Karein (Golden Hour)

Paisa katne ke pehle 1-2 ghante bahut mahatvapurn hote hain. 1930 dial karein. Yeh National Cyber Crime Helpline hai jo bank ke saath milkar paise freeze karne ki koshish karti hai.

Step 2: Online Report (cybercrime.gov.in)

1. Portal kholein: [Register a Complaint] par jayein.
2. ‘Report Financial Fraud’ par click karein.
3. Login: Apna mobile number aur OTP daalkar login karein.
4. Details Bharein: Transaction ID, Bank ka naam, aur Scammer ka mobile number/UPI ID likhein.
5. Evidence: Screenshot (QR code aur transaction ka) upload karein.
6. Acknowledgement: Complaint darj hone ke baad aapko ek Acknowledgement Number milega, jise sambhal kar rakhein.

Nishkarsh (Conclusion)

QR code suvidha ke liye hai, saavdhaani ke liye nahi. Humesha yaad rakhein: Scan = Paise Dena. Digital India mein aapki satarkta hi aapka sabse bada insurance hai.